LPT and Tipalti Announce Partnership — What It Really Means for Global Finance Teams
- Niv Nissenson
- Dec 8
- 2 min read
LPT, a global payment orchestration platform, and Tipalti, the AP automation provider, announced a new strategic partnership that blends merchant acquiring, multi-currency payment routing, and automated global payouts into a more unified money-movement offering.
This may be an indication of a broader trend: payment infrastructure and finance operations are consolidating—and AI-enabled automation is accelerating that convergence.
What Each Company Brings to the Table
LPT
A payment orchestration platform known for:
Multi-acquirer routing
Multi-currency payment acceptance
High-volume global merchant support
Fraud tools and full-stack merchant services
Their value is largely on the incoming money side: collecting payments efficiently, cheaply, and globally.
Tipalti
A widely adopted AP automation and global payouts platform:
Vendor onboarding and tax compliance
Multi-currency disbursement
AP automation and approval workflows
AI-driven tools for invoice processing and risk checks
Their strength is on the outgoing side: paying suppliers, partners, creators, and contractors at scale.
A Step Toward End-to-End Money Movement
Most companies today rely on fragmented systems:
A payment gateway to collect revenue
A payout platform for creators or suppliers
AP tools for operational payments
Multiple bank accounts across currencies
This partnership positions LPT + Tipalti as a more connected alternative.
As LPT CEO Dreux Flaherty put it:
“We’re helping global businesses simplify their entire money movement cycle—from influencer and agent payments to supplier settlements.”
It’s essentially a closed-loop revenue-to-payout infrastructure, something marketplaces and platform-based businesses desperately need.
Cross-Border Complexity Is Increasing
New markets, new payment types, and tightening compliance environments (KYC, KYB, FATCA, AML) are making cross-border money movement harder, not easier.
LPT + Tipalti are both strong in:
Multi-currency
Multi-entity
Tax form collection
Global payout methods
Together, they reduce friction across finance teams that currently stitch together spreadsheets, bank portals, and custom integrations.
Where AI Fits In
Tipalti has been emphasizing AI in recent product updates—automated classification, anomaly detection, natural-language agents, and improved invoice interpretation.
In the context of this partnership:
LPT handles the transactional signal (payment patterns, acceptance failures, fraud risk)
Tipalti handles the operational signal (invoicing, tax forms, payout compliance)
The more unified the data, the smarter these AI layers become.
But this also highlights a structural reality:AI will only be as good as the data connectivity behind it. Pairing revenue data with payout automation is a step toward the normalization needed for more predictive and automated finance workflows.
My Take
For companies with high-volume payouts or marketplace dynamics, it could simplify operations significantly. For more traditional finance teams, the implications are mostly around efficiency and reduced friction.
Still, the direction is clear: Finance systems are consolidating, and the future belongs to platforms that unify data, workflows, and money movement—especially in a global, AI-enabled world.
